Health insurance reimbursement can leave patients feeling overwhelmed. The team at SuperBill is here to help! First, here is a simple explanation of how superbill reimbursement works:
First, you see an out-of-network provider. They don't accept your current health insurance plan, so you pay for their services in full.
Next, you can request a superbill from the provider or facility. This itemized receipt includes details about the care provided. A superbill document enables you to get money back from your insurer. The amount you can get back all depends on the out-of-network benefits in your insurance plan.
The next step in the reimbursement process is submitting the claim to your insurance, along with your superbill document. When your insurer processes the claim, they will decide to approve or deny your claim. If they deny your claim, they will mail you a letter explaining why.
If your insurer approves the claim, they apply the amount covered to your out-of-network deductible. And finally, once you've met your deductible, you can get reimbursed! Approved reimbursement claims are paid directly to you, the patient! You will receive a check in the mail. Your reimbursement amount will depend on your health plan. Learn more in our article, The Complete Guide to Out-of-Network Reimbursement.
When you use our company for your superbill reimbursements, we do the heavy lifting. We file and track your claims, keeping you informed every step of the way. We even fight any denied claims to get you the best reimbursement possible. Patients shouldn't have to navigate the out-of-network insurance appeals process alone!